Author: Claims Specialist

  • Wrestling with the Appraisal Process

    The appraisal process has long been a hot button topic for those in the insurance world, and the ramifications are evident to both insured parties and insurers. Many, but not all, states have established precedents that lay out the scope of the appraisal process. For states where the precedents have been laid out, determining the…

  • Determining the Scope of Damage and Repair

    Determining the scope of any damages and repair needs is not always easy, and it is easy for the insured and the insurer to disagree on the amount of damages and what it will take to put things right. In many cases, the scope of damages and the responsibilities of the insurer will be settled…

  • Addressing Damage During the Appraisal Process

    The appraisal process is very important in the world of property insurance, and how those appraisals are handled can make a huge difference in the quality of coverage and the outcome of any subsequent claims. That is why it is so important for any newly discovered damage to be addressed during the initial appraisal process.…

  • Assignment of Benefits

    Assignment of benefits is a very important subject, and one that is outlined in this paragraph. AOBs involve the assignment of contract rights, and the law has typically held that such rights are assignable, except: where prohibited by contract or by law when the contract involves a matter of confidence or personal trust There is…